Hi Dano, the illustrative quotes on the public website include our early termination protection service, which gives protection to both the employer and employee against any early termination fees that are levied by the leasing company. However, the prices don't include fully comprehensive car insurance. This is because the prices vary depending on the age and location of the driver, so those prices are only available in our web app which is available to companies that have signed up. Also, we don't insist on companies working with our insurance partner - if your company would like to find its own fleet insurance policy that's absolutely fine with us 🙂